01 General Disclaimer
The information provided on altuscapital.in (the "Site") and through our consultancy services is for general informational and guidance purposes only. While we make every effort to ensure accuracy, we make no warranties or representations of any kind, express or implied, regarding the completeness, accuracy, reliability, suitability, or availability of any information on the Site.
02 Not Financial, Legal, or Tax Advice
Altus Capital is a loan consultancy and Direct Selling Agent. Our team is not a licensed financial advisor, chartered accountant, tax consultant, or legal practitioner. Any information shared by us — including recommendations, comparisons, scheme eligibility opinions, or product suggestions — should not be construed as personalised financial, legal, or tax advice.
For binding advice in these areas, please consult an appropriately qualified professional.
03 Interest Rates, Fees, and Loan Terms
All interest rates, processing fees, tenures, and loan terms displayed on this Site — whether in service descriptions, blog content, or comparison tables — are:
- Indicative only and subject to change without notice
- Based on the best information available to us at the time of publication
- Determined by the respective bank or NBFC, not by Altus Capital
- Subject to your credit profile, income verification, documentation, and the lender's policy at the time of disbursement
The final interest rate, fee, and loan offer you receive may differ — sometimes significantly — from any indicative figure shown on this Site.
04 Loan Approval Disclaimer
We do not guarantee approval, sanction, or disbursement of any loan. All credit decisions rest with the relevant bank or NBFC and depend on their internal credit policies, your documentation, credit score, income, and other factors beyond our control.
A favourable result from our online eligibility checker, or positive feedback from our team, is not a commitment of loan sanction.
05 Government Schemes Disclaimer
Information about government subsidy schemes — NEEDS, UYEGP, AABCS, TWEES, MEGP, PMEGP, CLCSS, PMFME, TAHDCO and others — is presented based on the most recent guidelines available to us. However:
- Scheme rules, eligibility, subsidy amounts, and application processes are set by the Government of India and State Governments and may change without notice.
- The relevant nodal agency or implementing department has final authority over eligibility and benefit approval.
- We do not guarantee scheme approval or any specific subsidy amount.
- Some schemes have limited annual budgets and may be on a first-come, first-served basis.
Please verify current scheme details from official government portals before making financial decisions.
06 Online Tools Disclaimer
The EMI Calculator, Eligibility Checker, and Document Checklist provided on this Site are for general guidance only:
- The EMI calculator uses standard reducing-balance formulas; actual EMIs may differ based on processing fees, prepayments, insurance, and lender-specific calculation methods.
- The eligibility checker provides a preliminary indication only — it is not a credit decision or commitment from any lender.
- The document checklist is illustrative; specific lenders may require additional documents based on your profile.
Use these tools to plan — not to commit.
07 Third-Party Content & Links
Our Site may reference or link to third-party content — bank websites, government portals, news articles. We do not control these external resources and are not responsible for their accuracy, content, or availability. A link from our Site does not imply endorsement.
08 No Guarantee of Outcomes
Past results — testimonials, case studies, or success stories shared on the Site — do not guarantee similar outcomes for you. Every loan application is evaluated on its own merits. Approval timelines, subsidy amounts, and interest rates depend on factors specific to your case and the lender's policies at the time of application.
09 Errors and Omissions
Despite our best efforts, the Site may contain typographical errors, inaccuracies, or outdated information. We reserve the right to correct any errors, inaccuracies, or omissions and to change or update information at any time without prior notice.
10 Fraud Warning
Beware of any communication claiming to be from Altus Capital that asks for upfront cash payments, OTPs, debit card PINs, full Aadhaar/PAN copies via WhatsApp without a verified ticket, or password-based account access. We will never ask for these.
If you receive a suspicious call, message, or email, do not respond. Instead, verify by calling our official numbers below and report the incident to us. We work only through our official phone numbers, email consult@altuscapital.in, and our website altuscapital.in.
11 Contact
For any clarification regarding this disclaimer:
Altus Capital Consultancy Pvt. Ltd.
Reach our team directly
Thillai Nagar, Trichy – 620018