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Your Trusted Financial Partner

Your Dream Deserves
Real Capital Behind It.

From your first home to your biggest business move — Altus Capital connects you to the right loan, the right way. No confusion. No fine print surprises. Just clarity and speed.

₹500Cr+
Loans Facilitated
4,200+
Happy Clients
48 Hrs
Avg. Approval Time
Active Loan Portfolio
● Approved
₹18,50,000
Home Loan · SBI · 8.4% p.a.
Disbursement Progress72%
🏠
Home Loan
20 yr · ₹14,900/mo EMI
Active
💼
Business Loan
3 yr · ₹8,200/mo EMI
Processing
🎉 Approved in 36 hours!
✅ Zero Hidden Charges
📍 Our Story

We exist because borrowing money should not be this hard.

Most people spend weeks chasing banks, filling confusing forms, and still getting rejected — not because they don't deserve the loan, but because no one guided them right.

Altus Capital was built to fix that. We are a unified financial consultancy that combines expert knowledge, trusted banking partnerships, and genuine care — to help you get the capital you deserve, faster and smarter.

"We build what's next." — That's not just a tagline. That's our promise to every client we serve.

🤝

Transparent Always

No hidden fees. No vague answers. Just honest guidance at every step.

Speed You Can Trust

Fast approvals without cutting corners on accuracy or service.

🛡️

Ethical Practice

We recommend what is best for you — not what earns us the most.

🌐

Unified Platform

One place for all your loan and financial guidance needs.

Our Mission
Simplify, Empower, Guide.
  • Make borrowing simple through a unified digital platform
  • Empower dreams — whether it's a home, a business, or growth
  • Deliver transparent, ethical financial guidance to every Indian
Our Vision
India's Most Trusted Financial Hub.
  • Become the go-to Unified Financial Hub for Indian families & businesses
  • Bridge the gap between aspirations and accessible capital
  • Lead with speed, trust, and accessibility — for all, everywhere

Loans built for every chapter of your life.

Whether you're just starting out or scaling up — we have the right financial product matched to your exact need.

🚀
Startup Business Loans
Turn your business idea into reality. Get the seed capital you need without complicated collateral demands.
  • Loans from ₹1 Lakh to ₹50 Lakh
  • No collateral for MSME-registered startups
  • Flexible repayment — 12 to 60 months
  • Bank-neutral — we find the best rate for you
Best for: First-time entrepreneurs, self-employed professionals, freelancers scaling up
📈
Business Expansion Loans
Already running a business? Scale faster with expansion capital — new branches, machinery, or working capital.
  • Loans up to ₹5 Crore
  • Quick processing with minimal documentation
  • Overdraft & term loan options
  • Competitive interest rates from 10.5%
Best for: SMEs, traders, manufacturers, retailers looking to grow
🏠
Home Loans
Own your home without the stress. We navigate the best home loan deals from top banks — so you just sign and move in.
  • Loan amounts from ₹10 Lakh to ₹5 Crore
  • Tenures up to 30 years
  • Interest rates starting at 8.25%
  • Doorstep document collection
  • Balance transfer & top-up options
Best for: Salaried individuals, NRIs, first-time homebuyers
💳
Personal Loans
Life doesn't always wait. Medical emergencies, weddings, travel, education — get personal loan approval fast.
  • ₹50,000 to ₹40 Lakh — no collateral needed
  • Approval in 24–48 hours
  • Minimal paperwork, 100% online process
  • No prepayment penalty options available
Best for: Salaried professionals, self-employed with good CIBIL scores
🚗
New Car Loans
Drive your dream car home faster. We compare auto loan offers from 15+ lenders to find you the lowest EMI.
  • Up to 100% on-road price financing
  • Rates from 7.9% per annum
  • Tenures from 1 to 7 years
  • Quick dealer-linked disbursement
Best for: Salaried employees, business owners, first-time car buyers
🏦
Loan Against Property (LAP)
Your property is your biggest asset — use it smartly. Get a high-value loan at lower interest rates using your property as security.
  • Up to 70% of property value as loan
  • Loans from ₹10 Lakh to ₹10 Crore
  • Interest from 9.5% — lower than personal loans
  • Residential or commercial property accepted
  • Longer repayment tenures up to 15 years
Best for: Business owners needing high-value capital, debt consolidation needs

Schemes most people don't even know they qualify for.

We help you unlock government subsidies and schemes that can save you lakhs — with zero confusion about eligibility or paperwork.

Central Govt
NEEDS
New Entrepreneur and Enterprise Development Scheme
  • For first-generation entrepreneurs from SC/ST/BC/MBC communities
  • Project cost up to ₹50 Lakhs; 25% capital subsidy
  • Soft loans with reduced interest support
  • Training and mentorship included
💡 If you're a first-time entrepreneur from a marginalized community, NEEDS can fund a significant part of your startup without repayment.
Tamil Nadu
UYEGP
Unemployed Youth Employment Generation Programme
  • For unemployed youth aged 18–35 in Tamil Nadu
  • Loan up to ₹25 Lakhs for manufacturing; ₹10 Lakhs for service
  • 25% subsidy for general category; 35% for SC/ST/Women
  • Supported by leading nationalized banks
💡 Ideal if you're a young Tamil Nadu resident wanting to start something without a large upfront investment.
Central Govt
MSME Capital Subsidy
Credit Linked Capital Subsidy Scheme (CLCSS)
  • For existing MSMEs upgrading technology
  • 15% capital subsidy — up to ₹15 Lakhs
  • Covers 40+ specified products & sectors
  • No repayment needed for subsidy portion
💡 If you run an existing small business and want to modernize equipment or technology, this subsidy pays a direct chunk of your cost.
Tamil Nadu
AABCS
Adi Dravidar and Adivasi Business Capital Subsidy Scheme
  • Exclusively for SC/ST entrepreneurs in Tamil Nadu
  • Project cost up to ₹30 Lakhs; 35% subsidy
  • Covers trade, manufacturing, and service sectors
  • Linked to TAHDCO for easy processing
💡 One of the most generous state-level schemes for SC/ST entrepreneurs — gives you real starting capital to launch with confidence.
Tamil Nadu
TANSIDCO
Tamil Nadu Small Industries Development Corporation
  • Financial aid for small-scale industries in Tamil Nadu
  • Term loans for machinery, land, building, working capital
  • Preferential rates for SC/ST/Women/Ex-servicemen
  • Access to SIDCO industrial estates at subsidized rates
💡 If you want to set up or expand a manufacturing unit in Tamil Nadu, TANSIDCO offers land, loans, and infrastructure support in one place.
Check Which Scheme You Qualify For →

Know your numbers before you apply.

Use our quick tools to understand your eligibility, calculate your EMI, and prepare the right documents — all in one place.

Quick Eligibility Check
Answer a few simple questions to see which loans you qualify for right now.
EMI Calculator
Instantly see your monthly repayment before you commit to any loan.
Your estimated monthly EMI
Document Checklist
Check off documents as you collect them. Never miss anything on loan day.

📋 Common Documents (All Loans)

💼 For Salaried Applicants

🏢 For Business / Self-Employed

🏠 Additional — For Home Loan / LAP

We don't just process loans.
We build futures.

Dozens of consultancies exist. Here's why our clients keep coming back — and why they refer their families to us.

🏠
Doorstep Service
Our team comes to you. Document collection, form filling, bank coordination — all done at your home or office. You don't chase banks. We do it for you.
Fast Approvals
We have pre-approved relationships with 20+ banks and NBFCs. Your application moves faster because we already know what each lender needs. Most clients get approval within 48 hours.
💸
Low Processing Fees
We negotiate processing fees on your behalf. Many clients save ₹10,000–₹50,000 in fees alone — before even comparing interest rates.
🔍
Zero Fine Print Surprises
We read every clause before you sign. We explain what the bank won't — prepayment charges, foreclosure terms, insurance traps. No surprises, ever.
🎯
Personalized Solutions
We don't push a single product. We understand your income, goals, and credit profile — then match you with the loan structure that actually serves your future.
🌟
Post-Disbursement Support
Our relationship doesn't end at disbursement. We're available for EMI queries, top-up guidance, balance transfers, and anything else you need after your loan is live.

"The right financial partner doesn't just find you a loan — they help you build the life you actually want."

— The Altus Capital Promise

People just like you, building what's next.

"
★★★★★

I applied for a home loan with three banks on my own and got rejected twice. Altus Capital understood exactly where my application was weak, fixed it, and got me approved by HDFC in just 4 days. My family has a home now. I still can't believe it happened so fast.

R
Rajesh Murugesan
IT Professional, Chennai · Home Loan ₹42L
"
★★★★★

I wanted to expand my bakery business but had no idea which loan to take or which bank to approach. The Altus team came to my shop, understood my business, and helped me get an MSME expansion loan plus access to a government subsidy I had never heard of. Saved me over ₹3 lakhs.

P
Priya Soundararajan
Small Business Owner, Coimbatore · Business Loan ₹12L
"
★★★★★

As a first-generation entrepreneur, I was scared of banks. Altus Capital made the whole process human. They explained every document in Tamil, helped me qualify under UYEGP, and got my startup loan sanctioned within two weeks. Now I run a 12-person manufacturing unit. Grateful forever.

K
Karthik Balasubramanian
Startup Founder, Tiruppur · UYEGP + Startup Loan

Your next chapter starts with one conversation.

Whether you're ready to apply or still figuring things out — talk to us. No pressure. No jargon. Just honest guidance.

No commitment required
Free initial consultation
Response within 2 hours
Doorstep service available